I have lived in denial long enough.
Debt denial that is.

Its time to change the way I think about debt.
If the goal is to pay debt and save. Then I want to focus.

The next step is choose.

Do I pay high interest or low interest debt?
I want to pay a bit more each month on the higher interest loans. That’s my goal.

I will save more in the future.

Progress is important so I’ll take baby steps. I’m planning to sacrifice a bit however, I don’t want to go crazy.

A bit about